Pensions Brain Have a code?

Private preview · for UK pensions professionals

The current position on UK pensions, with the source for every line.

Pensions Brain reads what DWP, TPR, HMRC, the Pensions Ombudsman, Parliament and the courts publish, and keeps one plain-English briefing per topic up to date. It is written and maintained by AI — so every claim links to the document it came from, and you can check any line in one click.

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Access is by invitation while we test it.

In the news

Free to read in full: the pages behind this month's pensions stories.

The label after each line, like DWP, is its source. Inside each page, clicking one opens the original document.

Adjusted triple lock from April 2030

The State Pension

“Relative low income after housing costs among those over State Pension age is projected to fall from "around 14% in 2024 to 2025 to around 8% in 2049 to 2050" under the adjusted lock”DWP

Updated 14 Oct 2026 · 80 sources Read in full → Connection deadline 31 October

Pensions Dashboards

“Connection and launch are separate events: dashboards are not yet available to the public, and MaPS expects the MoneyHelper dashboard to be available in 2027/28”HoC

Updated 11 Oct 2026 · 16 sources Read in full → Budget on 28 October

IHT on pensions from April 2027

“In scope from 6 April 2027 are most unused pension funds and death benefits held in UK-registered pension schemes and QNUPS (Qualifying Non-UK Pension Schemes)”HMRC

Updated 14 Oct 2026 · 16 sources Read in full →

Briefings revised this week

In the seven days to 15 October, 31 briefings were revised to take in 19 newly published primary sources.

23 more briefings updated this week. Briefings marked Free can be read without a code; the rest are for members. Source titles open the publisher's original.

What it is, and what it isn't

It is

  • Maintained briefings, checklists, templates and comparisons — one current page per topic, with a dated record of what changed.
  • Downloadable as PDF, and as Word or slides where a page has them, for a board pack or a file note.
  • DB, DC, master trusts, LGPS and public service schemes, pensions tax and the State Pension.

It isn't

  • Advice — legal, actuarial, investment or financial.
  • A document library — it links to the publisher's own copy.
  • A chatbot — every reader sees the same page, which can be cited by its address and date.
  • For help with your own pension — MoneyHelper is free and impartial.

Written for actuaries, pensions lawyers and knowledge teams, professional and lay trustees, scheme secretaries, in-house pensions managers, administrators, and investment, covenant and DC advisers.

How it's made

  • Official feeds and pages from DWP, TPR, HMRC, HM Treasury, GAD, the Pensions Ombudsman, the PPF, the FCA, Parliament, legislation.gov.uk and the courts are read several times each working day.
  • An AI model drafts and revises each briefing under a written sourcing rulebook. A claim without a source is not published. There is no human review step — which is why every line shows you where it came from.
  • Where there is no source, the briefing says so. A source its publisher has withdrawn or marked out of date is flagged ⚠.
  • Spot an error? The feedback link on every briefing goes straight to the operator.

Source documents are linked, not republished, and used under each publisher's own licence terms. The operator is named in the footer.

Watch it work — 40 seconds, silent, with on-screen captions.

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